the implementation of the housing accumulation and extraction of Ji'nan housing provident fund after the implementation of the detailed rules, caused a lot of public concern. 4, the reporter learned from the Ji'nan housing provident fund management and approval service hall that the number of people who came to the consultation was nearly twice as much as usual.
I want to take the provident fund to return the money, what is the material needed? I heard that the policy is tight, what is the specific change? I now have the mortgage in the body, is it not after the new policy implementation, I can not extract the provident fund?.amp; hellip.amp At 2 p.m. on 4 hellip9, the Ji'nan housing provident fund management examination and approval service hall near the intersection of the ten road and the Lishan Road intersection, the public provident fund business consultancy platform was surrounded by several circles of the public, and many people's problems were related to the new policy for the accumulation of provident fund. The person who consulted today was nearly twice as much as usual. Examination and approval service hall advisory service desk staff Nim lady said. The reporter noted that in the business instant processing server, 3 people in the afternoon had handled 569 provident fund business. At this point, the data was generally 400. Today, there are more than 100 more people than before. Ms. Nie said.
according to the detailed rules for the implementation of the housing provident fund management in Ji'nan released in September 3rd, the balance of the one-time withdrawal of housing provident fund will be tightened. The introduction of the new policy will generally cause some impact, and the increase in consultation is a normal phenomenon. Ji'nan housing provident fund management center responsible person said. People in the industry have pointed out that the new policy has just been introduced, many people have not yet digested, before the suspension of the provident fund system, consultation or access to the business of the public will increase.
it is reported that, although the new deal began in October 1st, since September 22nd, the new system will be transformed into the line until October 6th (September 19th -21 is the mid autumn holiday). Each provident fund deposit bank, provident fund examination and approval service hall during this period to suspend housing provident fund deposit, extraction, account transfer business. Those who want to take the last bus will finish the work before September 22nd.
(reporter Zhang Xiaoli)
I may not be able to extract the provident fund for other uses after the new deal is most affected by the public,
. Mr. Wang, a citizen, said he bought a house in 2010 and borrowed 200 thousand yuan from the provident fund. It was planned to withdraw a provident fund at the end of the year. Now it seems to have to advance the extraction plan.
according to the sixth rules for the implementation of the Ji'nan housing provident fund extraction and management, the borrowers and spouses of the housing provident fund loans or the commercial combination loans of the Ji'nan city have been handled. The housing provident fund can only be used to repay the principal and interest of the housing provident fund. Before the housing provident fund loans and portfolio loans are not paid off, the remaining balance shall not be extracted from other non sales reasons. This is one of the biggest changes in the rules. The citizens affected by this provision will be the same people who have the greatest impact after the implementation of the rules. Ji'nan housing provident fund management center responsible person said.
in addition, the citizens who purchase, build, renovate, and overhaul their own property rights and self housing reasons are required to meet the conditions of obtaining effective vouchers and proof materials for three years in the future. This change has been affected by the citizens who are not using the provident fund and the effective vouchers and proof materials for more than three years. If the new deal is implemented for more than 3 years in October 1st, they will not be able to extract the provident fund for the above reasons. This part of the crowd will also become one of the main force to catch the last bus.
(reporter Zhang Xiaoli) (reporter Zhang Xiaoli)
do not sell the money at least one hundred yuan
the reporter has consulted the relevant staff of the housing provident fund management center of Ji'nan. According to the following 4 situations, the housing provident fund should be extracted, and the other non cancellation housing provident fund account can be extracted at most. That is to say, the balance of provident fund accounts should not be less than 100 yuan. The staff of the provident fund withdrawal hall are expressed.
case
1
reasons: purchase, construction, renovation and overhaul of the
the total amount of self - living housing with its own property: the total amount shall not exceed the actual expenditure of the purchase, construction, renovation, overhaul and housing, and a set of housing can only be extracted once. Case
2
reasons: reimbursement of the purchase of own home housing loan principal and interest
the amount of extraction: the total amount should not exceed the repayment of the repayment of the repayment of the loan principal and interest situation
3
reasons: in this city, there is no housing in housing, and the rent is beyond the same household registration The payroll income of the direct relatives of the family of common living families is more than 15%
the amount of extracted amount: the sum of the extraction amount of the direct relatives of the couple and the same residence must not exceed the part of the family's annual real expenditure rent over 15% of the family salary income, and the maximum annual extraction amount is 12000 yuan.
constraints: once a year, two times of extraction time interval is not less than 12 months,
4
reason: enjoy the minimum living security of urban residents and pay the rent or property management fee
to withdraw the amount: no more than the actual expenditure of the year of the family. Rent or property charge, and the maximum annual extraction amount is 12000 yuan.
restriction conditions: once a year, two times of extraction time interval is not less than 12 months,
5
reasons: the reasons for the withdrawal of outbound settlement, formal retirement and other households: all storage principal and interest limit within the individual housing provident fund account: write off its residence Housing provident fund account.