reporter Tan Yating
2 days for the first suites divorce divorce 2 days in the marriage registration office in the Central District of Ji'nan City, Ms. Liu and her husband, 33, went through the remarriage procedure, and after she got the marriage certificate, she was finally relieved.
Ms. Liu has been married for 3 years, has a child, and bought a set of more than 80 square meters of commercial housing before marriage. Because there is no good primary school in the District, the two people decide to buy another school district room. From the second half of last year, the couple spent about 300000 yuan on their savings to prepare for the school district housing. However, the continued high housing prices made her dare not sell. In March this year, property policy was changing. The couple decided to buy a house after leaving the house. To buy a 600 thousand yuan, more than 50 square meter school district housing, second suites Shoufu loans to pay 60%, that is, 360 thousand yuan, the need for loans 240 thousand yuan. If the loan is calculated for 30 years, the total interest generated by 240 thousand yuan loan is 140 thousand yuan higher than that of the first suite. Liu said, if the couple do not divorce and buy a house to pay 140 thousand yuan more, the two suite is calculated by the family, now the property right in my name, after the divorce, my husband is no real estate, he bought a house belongs to the first suite. Now that he has applied for the mortgage, we can remarry, 9 yuan to 140 thousand yuan, value.
the divorce after the purchase can save more than ten thousand
in the interview, the reporter learned from the agency, the couple for the purchase of second sets of improved housing, the decision of a lot of divorce. Mr. Xu, a real estate agent in the Central District of Ji'nan, said that the interest rate of buying the first suite and the interest rate for the purchase of second suites were too different. He calculated a book to reporters: after the divorce to buy a house, with a sum of 1 million yuan 20 years of housing loans as an example, if it is the first mortgage, 20 years interest is about 860 thousand yuan. If you buy two suites, the interest rate will be about 980 thousand yuan in 20 years, according to 1.1 times the benchmark interest rate. The difference between the interest rate of floating and discount is less than ten thousand yuan, which does not include the proportion difference between the amount of loan down payment.
a staff member of the marriage registration office in the Central District of Ji'nan is helpless to say that whether it is a real divorce or a false divorce, the staff will have to go through a divorce procedure for a divorce or a false divorce.
it is understood that some unmarried people choose to marry late for the privilege of buying the first suite. Mr. Wu, a Ji'nan citizen, has been in love with her girlfriend for 8 years. All his peers have entered the palace of marriage. But the two of them are going to wait, wait for the two people to buy a suite and marry again, or have a set house in its name.
false divorce is a risky
interview. Many people say that there is a great risk to buy a fake divorce for the benefit of buying a house. The staff of the Ji'nan branch of China Construction Bank said the bank has also made some measures to prevent public divorce, and many banks have provided for the first set of housing loans in 3 months, half a year or 1 years after the divorce. But this increases the risk of making it true. Some time ago, a couple divorced from a fake divorce. Both husband and wife are relatively strong, the woman does not want to remarry, plus the property has been divided clearly, the two sides really left. The staff said.
Ms. Lu, a citizen of Ji'nan, intends to buy second suites this year, and divorced her husband in March. Now, second new houses have been bought, but they will be delivered by the end of next year. When you hear about defaults, you need to provide a single certificate again. Now, if you remarry, all your previous work will be wasted. Ms. Lu said that now she often quarrels with her husband because of some trivial matters, and the two of them often mention divorce. She regrets the fake divorce.
law firm Zhou Jiakui, a lawyer in Ji'nan, says there is no legal divorce. If the couple wants to get a mortgage on a divorce, they have to take a certain risk.
because once the divorce becomes a fact, when a party is unwilling to remarry, the property loss due to divorce will be irreparable.