Ji'nan Huaiyin District 1 million 130 thousand subsidy to achieve full coverage of life insurance for residents
recently, the reporter learned from the Huaiyin District that in order to prevent the rural families from being trapped by accident, the area started the whole coverage project of rural residents' small personal insurance, only for more than a month, it was 87 villages and 80472 people in the whole region. The insurance procedures were handled, and the total premium was more than 128 yuan, including district level financial subsidies of more than 113 yuan, and the insured rate reached 100%.
it is understood that the rural microfinance insurance is a kind of insurance for the low income people in rural areas approved by the state regulatory commission and the provincial Insurance Regulatory Commission. The characteristics of this kind of insurance are low premium, relatively high payment and quick and simple claim. The specific standard is to pay 20 yuan per person per year to get a maximum of 10000 yuan for accidental death or accidental disability insurance, and a loss of 1000 yuan for the illness. It can give the greatest support and spiritual comfort to the rural low-income families with personal accidents. In May this year, Huaiyin District launched the Wu Jia Bao Town, Dagan town and the Mei Li Lake Office in 87 administrative villages to carry out the relevant policy propaganda, and 81099 people have carried out the examination of the qualification of the insurance.
in order to minimize the economic burden of rural residents, the government staff of the Huaiyin District, after consultation with the insurance department, have sought preferential policies. On the basis of the premium of 20%, the district level finance gives 14 yuan per person per person per year to the insured rural residents, and the families who enjoy the minimum living security in the rural areas and Those who hold disability certificates give full financial subsidies. Thus, in Huaiyin District, a rural resident spends only 2 yuan a year on his own, so he can buy himself a personal accident insurance. The move was actively supported by the rural residents, with only one month's time, the 80472 rural residents in the Huaiyin District were involved in the insurance procedures.